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Just Car Insurance

According to their website: "Just Car Insurance has been looking after young drivers and drivers of modified cars for more than 10 years and understands the special needs of its customers providing insurance products and services that specially suit their needs.

Established in 1995, Just Car Insurance provides comprehensive car insurance, third party property damage insurance, and third party property damage insurance plus fire and theft cover. Is an authorised representative of, and fully underwritten by, AAMI"

I found it to be cheap car insurance for young drivers.  Here are their reviews:

Online Reviews:

June 19th, 2010

Pros: Cheaper than the big companies (I saved about $300 compared to AAMI) - Will insure young drivers and will accept most modifications to your car

Cons: Nothing yet, however I have not had a claim, so I am not sure if their claim process is good..

Overall: I am a young male driver and it is hard to find insurance. To make matters worst my car has aftermarket stereo, Rims and other accessories which most other companies do not insure. Just Car Insurance had no problem in insuring me, the process was easy and done over the internet. I hope if time comes to make a claim things go smoothly.

March 12th, 2010

Pros: Cheaper than other insurance companies. Willing to insure almost everyone who needs one.

Cons: Not paying out like other insurance does after the hail storm in Victoria. Not satisfied at all. Not repairing up to the highest standard, easily noticed by expert in field that the car was repaired before.

Overall: Cheap, willing to assist when others are at fault. Would not recommend if you want to insure your beloved or high value cars.

January 13th, 2010

Pros: Cheap policy. Very fast and efficient. Quick payout.

Cons: Only offer Agreed Value, and its low

Overall: I insured my car with Just Car, based on the ratings here. Unfortunately I lost my car in my garage fire on 24 December. I was able to phone to submit my claim on the 26th of December. My car (shell) was collected Tuesday the 29th, I received notification of my approved claim on Tuesday the 5th of January, and the funds were in my account on Friday the 8th. They were friendly and efficient. The only downside, and reason why I will not use them again is their "Agreed Value". I lost a lot of money for a fire that was not my fault. From now on, I will only use "Market Value", as after I lose rego, excess, and the policy cost, I will then have money left to actually buy another car. I now have another car, and I'd like to see one of their staff buy a nice Toyota Corolla for $5,000....

NB: If you would like to advertise here, send me an email at  and I will send you our modest rates. You could have car parts for sale or have auto dealerships for Toyota, Holden, Ford, Honda, Nissan, BMW, Mazda, Mustang or VW.  This would be the place to advertise sports and performance cars such as Mercedes, Porsche or Ferrari. Let me know if you want to see any new or hot street autos here and I'll try my best to get what you are after.

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